Perrin MENZEPOH FODAP
Credit Analyst
Yaounde,Yaounde-Cameroon
Summary
Highly trained Credit Analyst offering excellent skills in credit risk management, updating files and reviewing financial statements. Pursuing a similar position where a well-qualified individual with an understanding of collections is highly sought. Forward-thinking Credit Analyst with customer correspondence and credit analysis expertise. Offering three years of reviewing credit and making recommendations on bad debt accounts. Team-oriented individual. Desiring Credit Analyst position with international company.
Overview
4
4
years of professional experience
3
3
years of post-secondary education
1
1
Language
Work History
Credit Analyst
Afriland First bank
Yaounde, Cameroon
01.2019 - Current
- Assessed credit risk and analyzed financial statements.
- Minimized accounts receivable collections and reconciled customer billings and statements.
- Worked in tandem with sales team and customers to negotiate payments and verify account reconciliations.
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Complied with internal controls and government regulations.
- Active member of the team in charge of the digitalization of the credit chain, writing monthly/annual reports, competitive intelligence
Customer Care Agent (Professional Trainee)
Advans Cameroon
Yaounde, Cameroon
09.2016 - 09.2017
- Maintained superior quality by reducing downtime to maximize customer support and meet revenue goals.
- Resolved concerns with products or services to help with retention and drive sales.
- Analysis of the risks linked to the request, preparation of the activity visits, assembly of the credit files, initiation to the collection techniques.
Education
Business Excellence Academy Certification - Banking
PKFOKAM INSTITUTE oF EXCELLENCE
Yaounde-Emana 03.2018 - 09.2018
Master of Science - Applied Economics, Monetary And Banking
University of Yaounde II
Yaounde-Soa 10.2012 - 10.2014
Skills
Credit decisions
Verbal and written communication
Credit risk
Credit programs
Attention to Detail
Teamwork and Collaboration
Active Listening
Experienced with [Amplitude/Delta] software
Lending regulations
Accomplishments
- Collaborated with team in charge of the digitalization of the credit chain
- Achievement rate of more than 120% of the objectives by reviewing 404 credit for an amount of XAF 40 345 000 000 with accuracy and efficiency.
Timeline
Credit Analyst
Afriland First bank
01.2019 - Current
Business Excellence Academy Certification - Banking
PKFOKAM INSTITUTE oF EXCELLENCE
03.2018 - 09.2018
Customer Care Agent (Professional Trainee)
Advans Cameroon
09.2016 - 09.2017
Master of Science - Applied Economics, Monetary And Banking
University of Yaounde II
10.2012 - 10.2014