MBU JAVIS ENOW
Banker
Yaoundé ,CAMEROONIAN
Summary
Dynamic finance professional with 10 years' experience within the banking sector who has successfully launched, directed and managed credit portfolios in PWD MAMFE COOPERATIVE CREDIT UNION by demonstrating/performing management skill/functions such as planning, scheduling, organizing, and monitoring process. Highly motivated professional who thrives in high pressure environment. Excellent financial reporting, budget forecasting, management and team building skills Business-minded Finance Manager promoting more than 12 years of expertise overseeing transactions and reconciling monthly financial reports. Highly collaborative individual with track record of effectively training and coaching staff members. Offering confidence, team contribution and decision making skills.
Overview
16
16
years of professional experience
7
7
years of post-secondary education
2
2
Certifications
2
2
Languages
Work History
Trade Finance consultant
Euro Exim Bank Saint Lucia
08.2023 - Current
- In charge of the following;
- Attracting new customers(sales) involved in international trade such as exporters and importers by offering them trade finance services such as letters of credit, standby letters of credits, bank Guarantees necessary for trading in the global markets
- Identify opportunities(lead generation) and generate sales from my country
- Building and maintaining strong customer relationships and assisting with all relevant customers checks
- Reviewing trade finance client information in respect to anti-money laundering, know your customer(KYC) and counter terrorism finance(CTF) requirements
Assistant General Manager
PWD Mamfe Cooperative
04.2011 - 06.2023
- Credit union Ltd in charge of;
- Implementing projects, programs and policies defined by the BOD
- Ensuring the judicious handling of funds, proper usage of property and maintenance of equipment, the internal organization of services and the proper keeping of accounts
- Continuously come-up with suggestions on how to improve on the union and her branches
- Providing leadership to the personnel of PWD MAMFE Credit union
- Providing operational, administrative & leadership support to management and the Board and reports to the General Manager
- Carry out the analysis of the accounts and prepare the resulting financial and accounting statements
- Review financial results and report the key trends and occurrences underline these results together with advice on which problems should be addressed
- Assure staff adequacy and competency to assigned branch posts in line with the rules and regulations fixed by the human resource department
- Ensure that the audit reports reflects the true and fair view of the institutions’ value
TRAINEE
First Bank
03.2010 - 11.2010
- Where I was trained to perform and handle the following task;
- Banking Operations like clearing and international commerce with transactions like letter of credit, documentary collection and international money transfer
- Credit analysis such as the different processes involved in granting credit
- Risk management: the identification of the various types of business risk especially in banks and the different techniques to mitigates such risk through the development of a good risk mapping for a bank as recommended by Basel II
- Business planning and the development of marketing strategies
- Project planning and management
- Corporate culture as tool to business success
- Ensure that internal control systems are in place and followed by employees
BRANCH MANAGER
PWD
03.2009 - 03.2010
- Mamfe Cooperative credit union ltd Yaoundé branch in charge of;
- Directs the operation of the branch to ensure a trained, motivated, professional staff is capable of providing efficient, quality service to members
- Organizes marketing strategies for growth of membership and profitability of the branch
- Lead in consistently adhering to Operational Procedures, Controls and in maintaining Service Levels consistent with COBAC standards and meet sales goals as assigned
- Responsible for building a member base and integrating the union into the community
- Monitor and work within approved budget
- Responsible for approval within established authority limits of Branch Operations
- Ensure that all work is completed in accordance with required deadlines for accurate and timely preparation of all reports and returns
- Monitor internal audit and control functions to ensure compliance with credit regulations for financial institutions
- Review financial results and report the key trends and occurrences underline these results together with advice on which problems should be addressed
CREDIT OFFICER
PWD Mamfe
06.2007 - 02.2009
- Cooperative credit union ltd in Charge of;
- Gathering information required to complete a loan application
- Ensures purpose of the loan complies with the loan policy of the union
- Ensures regular visits to members residence and in their place of economic activity and design a location sketch
- Analyze loans files given priorities to the repayment capacity and the willingness to pay by the member
- Investigate and interpret personal data provided by the customer to resolve discrepancies
- Prepares monthly reports on the delinquency situation of loans and report to the board of directors through the manager
- Analyzing the various risks involves from delinquent loans and prepares the risk management reports
- Improves loan applications and documentation by informing applicant of additional requirements.
Education
Master’s degree - financial management
Amity university
Uttar, Pradesh 10.2014 - 08.2016
Bachelor degree - banking and finance
University of Buea Buea
10.2003 - 08.2006
GCE Advance Level - Social Science
GBHS FONTEM
Menji 10.2001 - 08.2003
Skills
Ability to work well independently and as a team memberExcellent interpersonal and communication and negotiation skillsHighly accomplished in sales and lead generation
Client Relationships
Budgeting /Financial Planning
Reporting capabilities
Team Leadership & Development
Effective communication
Financial Management
Financial data interpretation
Relationship building and management
Operations management
Business Development
Certification
International certified expert in microfinance (CEMF) 2013 – 2014
Timeline
Trade Finance consultant
Euro Exim Bank Saint Lucia
08.2023 - Current
Master’s degree - financial management
Amity university
10.2014 - 08.2016
Assistant General Manager
PWD Mamfe Cooperative
04.2011 - 06.2023
TRAINEE
First Bank
03.2010 - 11.2010
BRANCH MANAGER
PWD
03.2009 - 03.2010
CREDIT OFFICER
PWD Mamfe
06.2007 - 02.2009
Bachelor degree - banking and finance
University of Buea Buea
10.2003 - 08.2006
GCE Advance Level - Social Science
GBHS FONTEM
10.2001 - 08.2003